Sunday, March 15, 2009

Re-financing

Wednesday has taking one day leave from company. Purposely is to go for renewal my driving licence and also would like to check some important information detail with Bank Islam.

My frens all the while when we go for drink, he sure will bring out some topic which is mentioned about the BLR and interest rate of the housing loan and those Re-financing matter with us.

Well, i found that my previous housing loan interest is really high.. 7.7% charges from bank for 20 years. However, due to the advice from chong, then i was desperated to go to check with the bank of my housing loan of re-financing matter.

Well, the person incharge was told me that the interest rate for 16th March this month will be reduce to 5.55% and the BFR will be 1.3%. If i has open any of saving or current account with their bank then i might able to get 1.5% BFR minus from the interest rate. THen it will becomes 4.05% only. Hey, its really lower compare with the first financing with this bank.

If we re-financing for the house loan, we might need to pay for 13 years only with lower monthly bill compare with the last three years until today.

Really cant wait to do it prompt now.

An Opportunity

Has been to interview with " TC " on Wednesday morning. Hmm.. the position that i interview is the music album and stationery department buyer. Their job function is to liase with all those supply chain management, dealing with suppliers, monitoring on GP , marketing & operation side management.

I found that their every person is very specialise on specific job function only instead of responsible to everything like my current company. Thus, the buyer there is always never be workload of job responsibility in the office all the while.

Hm.. next month will be having 4 jcard day & 3 jcard fiesta on April. Wow.. WE will be a crazy engaged on those 7 days special sales with JAsco lohh...

Sunday, March 08, 2009

Furious of Me..!

I am really cannot believe that my car was putted in the Dasuki Motor workshop for almost 13 days already but still havent touch up anything to it. My car was just leave it behind in the workshop for many days in the workshop. Until the bird shit and the leaf are stick on my mirrors and my car body.

My father said we cannot wait again to their service. Have to take out my car immediately because we can't trust anymore to their service because were terrible. When i go there to taking my car, i was saw they were putted my car so inside to behind the workshop. Thus, when i said i want to take out my car, they have to drive out all the cars out which it was stuck at the behind of my car.

Haih, so sad when i saw my car is all the same with the time my car bring in to this workshop, nothing has done. When i checking to my car before i take my car back. Then i noticed that my coins drawer are became empty suddenly. Before i bring over my car to the workshop, its full of 50cents and 20cents. However when i take my car back, and i found it all has gone.

Wow, i cant believe that this workshop is so " cheap " , coins also want to stole. And one more thing is, when i want to cancel the claim to the insurance, he said i still need to pay for the processing fees such as the open case file and all papers submitted to the claim department. Urghh..! what the hell is that, nothing has done for me, still want me to pay for the RM 20 fees. The claim executive do not want to return the claim form to me unless i pay for the RM20. Alright, i dont have second choice then just to pay them with RM20 to take back all my claim document.

After i take back my claim document from the workshop, i still need to go back to the insurance agency to cancel my claim as well. Otherwise my NCD will still increase for the next year renewal contract.

Well, i had typed an official letter and fax to the Uni Asia head office's claim department and one copy has faxed to the insurance agency to request for the cancellation of my claim case.

After i took my car back, then i brought to a car wash center to wash it. They use the machine help me to polish the whole car, and use some Tina wash out the Red colour spray. Well, Polish is really work for my car. Urghh..! if i know the polish can work, then i dont need to waste my time to put my car in the workshop for many days and then still need to waste my money on those unnecessary processing fee to the workshop and lose out all my coins as well.

Well, after the polished, my car has back to the normal as previously. I do hope it wont happened again to the same tragical case on me again lahh.... God blessing..!

Sunday, March 01, 2009

Problem to log in Maybank2U

Urghh.! can't log in to the Maybank2u.com online banking service account. Has forgotten my user name and the password for the online banking.

I do tried many time to key in different password, but still failed. So, i called to the customer service line. However been calling so many time to this Maybank helpline also never got anyone can pick up my call for assistance.

Shit,,! this is call Maybank service, really want to vomit blood. Customer call for help, but never got someone can pick up the phone call to assist customer. Really felt hopeless to the Maybank help care.

Hard to live without Car..!

Been sent my car to the Perodua service center for the claim of re-painting, until today still havent ready for me. When i place a called to the claim executive Mr Dasuki, i asked him when can i get my car.> but he just answer me that my car is still havent doing any yet sofar, they still waiting for the approval from the insurance company to verify the case since mine is the Jenayah case, then the insurance migth taking some time to check with the police.

Urghh..!, been waiting from last Wednesday until today, almost 12 days been putted my car in the service center there, Haih.. relly inconvenience to live without car.
The claim person asked me to follow up again with him on next wednesday. Anyway, i do hope he can really settle my car in soonest lah..! God blessing..!