Wednesday has taking one day leave from company. Purposely is to go for renewal my driving licence and also would like to check some important information detail with Bank Islam.
My frens all the while when we go for drink, he sure will bring out some topic which is mentioned about the BLR and interest rate of the housing loan and those Re-financing matter with us.
Well, i found that my previous housing loan interest is really high.. 7.7% charges from bank for 20 years. However, due to the advice from chong, then i was desperated to go to check with the bank of my housing loan of re-financing matter.
Well, the person incharge was told me that the interest rate for 16th March this month will be reduce to 5.55% and the BFR will be 1.3%. If i has open any of saving or current account with their bank then i might able to get 1.5% BFR minus from the interest rate. THen it will becomes 4.05% only. Hey, its really lower compare with the first financing with this bank.
If we re-financing for the house loan, we might need to pay for 13 years only with lower monthly bill compare with the last three years until today.
Really cant wait to do it prompt now.
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